Apr 10
- Tip #77: Set aside a regular day, time, and place for paying bills
- If you are too busy to pay your bills as they arrive, set aside one hour each week for paying your bills and ordering your finances. Have the same place and time set aside each week, so that paying incoming bills and taking care of your finances becomes an automatic good habit.
- Make sure that the place you set aside is quiet and contain everything you need – including pens, a calendar, stamps, envelopes, and your payment information. Making bill paying automatic in this way can reduce the number of non-payments and late payments you make on your bills, and reducing these problems can help improve your credit risk rating.
- Tip #78: Record your financial duties on a calendar – just like all your other appointments
- If you mark down when bills are due, when you need to make payments, and what you need to accomplish to boost your credit score in a visible place you check often, you are less likely to overlook important appointments and deadlines.
- Tip #79: Go online
There are a number of online resources that can help you find credit information and can help you with your credit repair project:
The FICO web site - FICO® Quarterly Monitoring – contains lots of useful credit repair information and even allows you to order credit reports and scores.
- The credit bureaus (transunion.com, equifax.com and experian.com) allow you to order credit scores and credit reports online.
- Through the online sites you can also get information on reporting errors on your credit report. Free Credit Score!
- Your bank likely offers online banking as well, which can make managing your accounts easier and simpler for you each month.
- Most companies – including utility companies and credit card companies – will now allow you to get your bills right in your inbox. This is a very handy feature as it allows you to get your bill right away, it cuts down on the amount of mail you get, and allows you to get and pay your bill online through online banking. Plus, many accounting software packages now allow you to coordinate all your financial information through one program, which can make taking care of your finances much more automatic and timely.
Related posts:
- Make Credit Repair Easier on Yourself|Raising Credit Score|Bad Credit Report Repair(Tips 72-76)
- 101 Tips For 700 Credit Score|Raising Credit Score|Bad Credit Report Repair(Tips 63-67)
- 101 Tips For 700 Credit Score|Raising Credit Score|Bad Credit Report Repair(Tips 1-2)
- Make Learning About Money A Priority|Raising Credit Score|Bad Credit Report Repair(Tips 86-87)
- Dealing With Debt|Raising Credit Score|Bad Credit Report Repair(Tips 88-93)
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June 19th, 2010 at 2:42 pm
I agree with that 100%! Action makes things happen. Nobody ever learned to walk without taking the first step.
June 24th, 2010 at 3:33 am
amazing stuff thanx
July 29th, 2010 at 10:21 pm
Great details. I am currently working from home but not the kind of work that you do. I am slowly starting to build some form of online business so I can have multiple streams of income. I will be persistent as it really takes that to be successful online.