Jan 29
- Tip #57: Avoid changing switching credit companies and credit accounts a lot
- Credit companies will often offer you special introductory rates, generous free gifts or other incentives to switch companies. However, you should resist the temptation unless you have a reasonable reason to switch. Establishing a good credit relationship with one company – having one credit card from your college days, for example – is a good way to show lenders that you are a steady sort of person who is likely to take money matters seriously.
- That is exactly what lenders want to see. Switching accounts and lenders makes you appear fickle and less than reliable.
- Tip #58: Keep your records up to date
- Not knowing what is going on in your own financial life is courting disaster. Keep one file folder in your home which contains your financial information – and review this periodically. If something changes in your life – you get married, you start a family, you move or change jobs, look through your financial folder and contact everyone who needs to be contacted to update them on the change.
- This will help make sure that all your creditors have the information they need about you. Keeping your own records up to date will help you make sure that everyone who handles your finances is also up-to-date.
- Tip #59: Always be sure that your creditors know your current address
- If you move and forget to inform all your creditors of your new address, you may not get all your bills, making you look like a deadbeat debtor and making your credit score plummet. Make sure that you either close your credit accounts or get your new address and contact information to your creditors.
- When you move, make sure that you inform credit card companies, stores you have credit cards with, banks, credit unions, and anyone else you do financial business with. Better yet, also arrange with the post office to have your mail automatically forwarded to you at your new address.
- This will ensure that any creditors you may have overlooked will still be able to contact you – and you will have a second chance to remind them of your address change.
Related posts:
- 101 Tips For 700 Credit Score|Raising Credit Score|Bad Credit Report Repair(Tips 54-56)
- 101 Tips For 700 Credit Score|Raising Credit Score|Bad Credit Report Repair(Tips 1-2)
- 101 Tips For 700 Credit Score|Raising Credit Score|Bad Credit Report Repair(Tips 60-62)
- 101 Tips For 700 Credit Score|Raising Credit Score|Bad Credit Report Repair(Tips 38-41)
- Student Credit Repair|Raising Credit Score|Bad Credit Report Repair(Tips 80-82)
Related posts brought to you by Yet Another Related Posts Plugin.
February 9th, 2010 at 4:50 am
oops! If you see my other post I double posted by accident. In any case thanks for the info. I’ve tried to get my mind around this for a few days but haven’t had any luck ……. until your post. Now if I can figure out how not to delete my other post I’ll fill better. I’m definately a computer dufus haha
February 12th, 2010 at 6:37 pm
Thanks so this extreemly helpfullweb site. You have assisted me making up my mind about payday loans. It will interest you to discover that I found a different website which agrees with what you’re saying here.
February 18th, 2010 at 11:31 am
Hello, I found your site interesting and i wan’t to know if you wan’t to make link exchange with my blog, http://blog.usainstantpayday.com if you are interested contact me on blog or email. Thanks
March 7th, 2010 at 3:57 pm
Ok, I am interested.
March 13th, 2010 at 10:59 am
Great info! I recently came across your blog and have been reading along. I thought I would leave my first comment. I don
March 13th, 2010 at 1:01 pm
Great info! I recently came across your blog and have been reading along. I thought I would leave my first comment. I don
March 17th, 2010 at 11:02 am
Great info! I recently came across your blog and have been reading along. I thought I would leave my first comment. I don’t know what to say except that I have enjoyed reading. Nice blog. I will keep visiting this blog very often. http://www.legal-attorneys.info/
March 18th, 2010 at 4:04 am
Hi, Good content throughout the site. This post is probably where I got the most useful information for my information gathering. Thanks for posting, maybe we can see more on this. Are you aware of any other websites on this subject
April 18th, 2010 at 10:12 pm
Hi, Good content throughout the site. This post is probably where I got the most useful information for my information gathering. Thanks for posting, maybe we can see more on this. Are you aware of any other websites on this subject
April 19th, 2010 at 5:18 pm
Ok, I am interested.
April 23rd, 2010 at 3:27 am
Thanks so this extreemly helpfullweb site. You have assisted me making up my mind about payday loans. It will interest you to discover that I found a different website which agrees with what you’re saying here.