February 6th, 2010 No Comments »
- Loans and Your Credit Score
- Loans affect your credit score more than almost any other item on your credit report. The types of loans you have, how long you have had loans, the amounts you owe and your payment history on your loans has one of the biggest impacts on your credit score. If you can control your loans, you can boost your credit score. There are a few tips that can get you well on your way to painlessly managing your loans:
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February 6th, 2010 No Comments »
- Tip #63: Set short-term goals and do frequent credit self-checks in order to track your progress
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January 31st, 2010 No Comments »
- Tip #60: Talk to lenders and creditors
- Many people are hesitant to keep an open line of communication with their lenders because they are embarrassed about their financial state or because they feel unsure about the position.
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January 29th, 2010 No Comments »
- Tip #57: Avoid changing switching credit companies and credit accounts a lot
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January 28th, 2010 No Comments »
- Tip #54: Follow up on closed accounts
- You closed a store card years ago – but is it still listed as an open account? Bureaucratic mix-ups happen, often quite frequently. If you want to keep your credit score good, you need to follow up on financial details.
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January 26th, 2010 No Comments »
- Tip #52: Know how money works
- Reading books about money and understanding how your accounts and loans work can go a long way towards helping you keep your credit in good repair. For example, if you know that some loans will charge you extra if you pay off your loan faster while others will not, you will be in a better position to make financial decisions.
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January 24th, 2010 No Comments »
- Tip #47: Find more ways to income
- While you are repairing your credit, you will want to channel as much money as you can into savings and debt repayment. For this, having a second income or even just a few hundred dollars a month more can mean that you get your credit into shape faster.
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December 6th, 2009 9 Comments »
- Tip #42: Get out of the spending habit
- We are surrounded with advertisements that tell us to buy, buy, buy. When we want to read a book, we buy it. When we want to go somewhere, we take a cab or drive rather than walking.
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December 5th, 2009 1 Comment »
- It has been reported that 1 in 5 Americans will likely be a victim of identity theft. you don’t need to be afraid if you take some identity theft precautions. Most of the time identity theft occurs online and on the internet. You can protect identity theft by not giving our your personal information or at least you need to find out first who you are dealing with when you are giving your financial information.
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December 4th, 2009 16 Comments »
- Tip #38: Look out for credit repair scams
- There are a number of credit repair and raising credit score scams out there. These scams often promise to help you with bad credit report repair, when in reality the “experts” offering these services will either overcharge you, involve you in illegal activity, or actually put you in a worse financial situation. Look out for these most common scams:
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